Evenstand

Objections · bill reviews · reimbursements

The letter you didn’t know how to start.

A rejection notice arrives and you have four weeks to answer it. Upload the document — Evenstand reads it, explains it in plain language and drafts a complete letter. You check it, adjust it and send it yourself.

Buy credits See how it works
  • No subscription
  • Credits never expire
  • Servers in the EU
Illustrative example. Not a real case or result.

Decorative animation in four stages: a rejection notice from a fictitious insurer appears; the document is scanned and three points are marked — a one-month deadline, missing reasons and a reference to Clause 7.2 (b); a letter of objection is then written line by line; finally it is marked as ready to send at a cost of 12 credits.

The four envelopes

Sound familiar?

Four documents, four dead ends. Pick one to see what actually stops people.

Document 01 / 04
Example Insurer 12 Mar 2026
Your application is denied.
Clause 7.2 (b)

One paragraph. No findings, no reasoning, nothing to take hold of.

Invoice · fee schedule €1,184.60
ItemFactorAmount
Code 051.8×21.45
Code 343.5×312.80
Code 4101,0×46.20
Surcharge B88.00

A factor of 3.5× needs a written reason. Nobody tells you that.

Settlement notice Partial
Claimed €1,184.60
Settled €412.00

Reason for the remaining €772.60: not stated

Two thirds unpaid, and not one sentence explaining which part failed.

Deadline One month
23 days left

Draft — line 1

“Dear Sir or Madam, …”

The clock runs whether or not you know how to begin.

How it works

Three steps, and the last one stays with you.

Under four minutes from envelope to signed letter. The only part we don’t do is the part that should stay yours.

01

Upload

A photo or a PDF of the notice or the bill. Nothing else to fill in.

02

Have it read

A plain-language summary of what the document says, which deadline applies, and which points are worth addressing.

03

Get your letter

A finished draft to download, edit and print — addressed, structured and ready for your signature.

You decide whether and what you send. Evenstand never contacts an insurer, an authority or a doctor on your behalf.

Step 4 is yours

Credits

Pay once, for the one week you actually need this.

A rejected claim is not a monthly habit. So there is no monthly plan. You buy credits once and spend them per document. They don’t expire, and if the matter is settled next week, nothing keeps running.

What things cost
Analyse and explain a document5
Draft a letter of objection12
Review a medical bill15
Revise an existing letter4

Illustrative guide values. The exact cost of an action is shown before you confirm it.

Buy credits

Pay once, no subscription. Your credits don’t expire. All prices are shown in euro (EUR).

Package XS

€10
80 credits

Typically enough for around 6 letters — for one case, start to finish.

Choose

Package S

€29
225 credits

Typically enough for around 18 letters, including revisions and a bill review.

Choose
Popular

Package M

€59
450 credits

Typically enough for around 37 letters — room for a case that goes back and forth.

Choose

Package L

€99
760 credits

Typically enough for around 63 letters — several matters in parallel.

Choose

Package XL

€250
1,900 credits

For long-running cases or several people in one household.

Choose

Package XXL

€350
2,700 credits

The largest package, for continuous use over a longer period.

Choose

Price and tax

All prices are in euro (EUR) and are final prices including the value added tax applicable in your country of residence. No recurring charge, no automatic renewal.

Delivery

Digital service, no shipping. Credits appear in your account immediately after successful payment — normally within seconds, at the latest within one hour. You then spend them whenever you like; they don’t expire.

Cancellation and refunds

Nothing to cancel — there is no subscription. Unused credits are refunded within 14 days of purchase; see the withdrawal & refund policy. Credits are non-transferable and cannot be paid out in cash.

Payment and security

Payment is handled by our PCI-DSS-certified payment service provider over an encrypted HTTPS connection. We never see or store your card number.

  • Visa
  • Mastercard
  • Amex
  • SEPA
  • PayPal
  • Klarna

What you buy is credits for our software. Credits are usable only inside Evenstand, are issued and honoured by us alone, and are not a means of payment, not e-money and not redeemable anywhere else. Evenstand is independent and not affiliated with, endorsed by or acting on behalf of any health insurer, private insurer, benefits office or public authority, and it does not resell any official or government service. No particular outcome of an objection or a reimbursement request is promised. Available to consumers aged 18 and over; not available in countries subject to relevant sanctions.

Your data

You are uploading health data. We treat it that way.

A notice or a bill says something about your body. That is a special category of personal data under Article 9 GDPR, and it is processed only with your explicit consent — which you can withdraw at any time.

Read the privacy policy
  • Processing and storage in the EU
  • Encrypted in transit and at rest
  • You can delete your documents at any time
  • Your data is not used to train AI models
  • Never passed on to insurers, employers or third parties

Questions

Is this legal advice?

No. Evenstand is a software tool that produces text templates. It does not provide legal advice, it does not represent you, and it is not a regulated legal service in any jurisdiction. You review the draft, decide what to change and send it in your own name.

What happens to my health data?

Documents are processed to produce your analysis and your letter, and for nothing else. Processing rests on your explicit consent under Article 9(2)(a) GDPR, you can delete documents yourself at any time, and nothing is used for model training. The privacy policy lists every processor involved.

Do my credits expire?

No. Credits you have paid for stay in your account without a time limit. They are not transferable to other accounts and cannot be paid out in cash.

Can I get a refund?

Within 14 days of purchase we refund the share of the price attributable to credits you have not used. Credits already spent are not refunded, because the service was performed in full and you asked for it to start immediately. The refund policy works through this with an example.

Does this work for private insurers and benefits offices?

Yes. Alongside objections to statutory-insurer decisions, the tool drafts reimbursement requests to private insurers and public-sector benefits offices, and reviews medical bills against the fee schedule.

What if the letter doesn’t fit my situation?

You can edit every draft yourself, or have it revised with your additional details for 4 credits. Nothing is sent automatically — the letter only leaves your hands when you send it.

Do I still need a lawyer?

Sometimes, yes. If a large amount is at stake, if court proceedings are already running or if the matter turns on a genuinely disputed point of law, a specialist lawyer is the right place to go. Evenstand helps you write the first letter yourself — it does not replace representation.

Start with the smallest package. Your credits won’t expire.

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